LHV hire-purchase allows you to pay for the goods/services in instalments. Fill out the application here or in our store and we will make an offer immediately.
- You will receive a response to your application within a few minutes.
- Down payment from 0 euros.
- The interest rate starts from 15.9% on the outstanding loan amount.
- The premature payment of the whole credit sum is free of charge.
You can choose the amount of the monthly instalment and the repayment period yourself.
|Purchase price||12 months||24 months||36 months||48 months|
This is a rounded sample monthly payment if the interest rate is 15.9%. The eventual monthly payment is specified in the contract.
Hire-purchase terms and conditions
- A decision granting hire-purchase is valid for 90 days. During this period, you can purchase goods or services within the offered limit.
- Minimum income of the applicant is 250 euros per month.
- Contract fee starting from 9.90 euros.
- Term of contract from 3 to 48 months.
LHV hire-purchase may also be used by a company that has been operating for at least a year. To do so, submit an application, the annual report of the company for the past year, and the balance sheet and profit report as at the last month. E-mail the documents to email@example.com and an offer will be sent to you within 3 days at the latest. If necessary, we will request a surety from the owner of the company, from a member of the board, or from another company.
Hire-purchase is provided by AS LHV Finance. Review the terms and conditions at the sales point or lhv.ee/jarelmaks and consult our expert.
The monthly hire-purchase payment is €37.38 and the annual percentage rate of hire-purchase is 23.7% per annum on the following example conditions: cost of goods/services €700, down payment 0%, credit amount €700, interest rate 19.9% on the balance per annum (fixed), contract fee €9.90, and the period of payment is 23 months; the sum shall be paid in monthly annuities and the total sum of payments is €859.74 and the sum of repayments is €859.74.