LHV hire-purchase

LHV hire-purchase allows you to pay for the goods/services in instalments. Fill out the application here or in our store and we will make an offer immediately.

  • You will receive a response to your application within a few minutes.
  • Down payment from 0 euros.
  • The interest rate starts from 15.9% on the outstanding loan amount.
  • The premature payment of the whole credit sum is free of charge.

You can choose the amount of the monthly instalment and the repayment period yourself.

Purchase price 12 months 24 months 36 months 48 months
€300 €27 €15 €11 €8
€500 €45 €24 €18 €14
€1,000 €91 €49 €35 €28
€3,000 €272 €147 €105 €85

This is a rounded sample monthly payment if the interest rate is 15.9%. The eventual monthly payment is specified in the contract.

Hire-purchase terms and conditions

  • A decision granting hire-purchase is valid for 90 days. During this period, you can purchase goods or services within the offered limit.
  • Minimum income of the applicant is 250 euros per month.
  • Contract fee starting from 9.90 euros.
  • Term of contract from 3 to 48 months.

LHV hire-purchase may also be used by a company that has been operating for at least a year. To do so, submit an application, the annual report of the company for the past year, and the balance sheet and profit report as at the last month. E-mail the documents to jarelmaks@lhv.ee and an offer will be sent to you within 3 days at the latest. If necessary, we will request a surety from the owner of the company, from a member of the board, or from another company.

Additional information
6802 700

Hire-purchase is provided by AS LHV Finance. Review the terms and conditions at the sales point or lhv.ee/jarelmaks and consult our expert.

The monthly hire-purchase payment is €37.38 and the annual percentage rate of hire-purchase is 23.7% per annum on the following example conditions: cost of goods/services €700, down payment 0%, credit amount €700, interest rate 19.9% on the balance per annum (fixed), contract fee €9.90, and the period of payment is 23 months; the sum shall be paid in monthly annuities and the total sum of payments is €859.74 and the sum of repayments is €859.74.